Comments on: COBRA – Reality and Myth

By: SER

SER — Thu, 10 Jul 2008 15:30:29 +0000

I know what you are saying … but consider yourself lucky that your company is providing any coverage. When I was let go by my company, a regional life insurance company in Philly, after sending the notices late, I sent back my election forms and then sent in my payment. The pament was sent certified and signed for on time, however, they claim to have never received it. Okay, not a big deal…except…I am a diabetic with a heart condition. Since they waited un til the expiration of 63 days to notice me of the cancellation, I, after 37 years of continuous coverage, now have been tagged with a pre-existing condition. Now I can pay for coverage for 12 months although it will cover nothing likely to ail me. My out of pocket drug costs run around $600/mo. And, as you have probably found out, ERISA lacks any meaningful penalties to discourage such bad =faith actions. You know, the candidates are trying to figure a way to help cover the uninsured yet the goverment not effectively protect the coverage of those who have tried to maintain it on their own. Our first president must be rolling over in his grave.

By: Like it or not, Health Care is broken at Triple Venti

Like it or not, Health Care is broken at Triple Venti — Tue, 03 Jul 2007 14:52:19 +0000

[...] only real problem came with some “in between” times, where I learned the perils of Cobra coverage (which is supposedly designed to take care of those specific times), as well as the dreaded, [...]

By: Cat

Cat — Tue, 21 Mar 2006 17:38:00 +0000

Look into Bluecross blueshield or any other provider for Individual/or child insurance. if you haven’t been without insurance for more than 60-90 days, you shouldn’t have any problems. I really hate health issurance crap.
Good Luck!

By: Diana

Diana — Tue, 21 Mar 2006 17:13:00 +0000

That sucks. I went through that (pre-baby thank God) after I was laid-off of my great job at the dept. store. And wouldn’t you know I got SICK!!!! I think I o.d’d on Dayquil and Nyquil, because it came out cheaper. With kids it’s a whole new game, we can’t get away with giving them “something else”.
Your daughter sounds like me when I was a kid taking meds ( i was on them like once a month for a variety of things). I once spewed grape dimetapp (blech!) about a foot in the air!

By: theFrog

theFrog — Tue, 21 Mar 2006 09:07:00 +0000

While there are a lot of downsides to being military, the one upside is not having to deal with this. For as long as TPO is active duty, I have 100% free healthcare – including prescriptions and hospital stays.

And it’s stories like this that make me realize why I shouldn’t bitch too much about the sacrifices we have to make because of his decision to go career. YIKES!!!!

By: seeingdouble

seeingdouble — Tue, 21 Mar 2006 03:39:00 +0000

Man, that sucks… I hate the fact that we don’t have a decent healthcare system in place, things like this could be avoided. The health insurance systems the US has are a joke.